How to Find the Right Pet Insurance Plan

pet insuranceThe quality of veterinary care has never been better. Advancements in diagnostics, medications and treatment technologies have enabled veterinarians to provide amazing care. However, these new tools are expensive when your dog or cat suffers from a serious illness or injury.

So what’s the best way to protect your pet and your budget from unexpected health issues?

Pet insurance

Pet insurance which is health insurance for dogs and cats, was first introduced to the United States in 1982. Today, over 1.4 million dogs and cats in North America are insured and there are 12 companies that offer pet insurance plans in Oklahoma.

Plans range in price from $15 per month for cats to around $30 per month for dogs. Plans pay up to 90% of your actual vet bills and deductibles range from $100 to $1,000 depending on your budget.

The best news is because pet insurance companies reimburse you directly (usually within 3-5 days) you can use any company at any licensed veterinary clinic. So you can use any pet insurance plan at Guthrie Pet Hospital or any specialist clinic or hospital we might refer you to.

3 Easy Steps to Finding the Right Plan

Just like home or auto insurance, not all pet insurance companies are created equal. That is why it’s important to educate yourself and focus on quality coverage vs. price. Here are some easy steps and tips when shopping for pet health insurance.

  1. Read customer & expert reviews – It’s always wise to see how current customers and experts rank companies before. This will give you a quick sense of which companies are highly rated and allow you to make a good decision. Read customer reviews
  2. Compare plans & Prices – Once you have a good idea of the good companies vs. the bad, you should get quotes and compare plans and prices. Compare plans & prices
  3. Purchase a plan while your pet is healthy – One common mistake is that pet owners wait until their pet is sick or needs treatment to get coverage. Unfortunately pet insurance companies don’t cover pre-existing conditions, so it’s important to enroll in a plan while your pet is young and healthy!

Want to learn more? Pet Health Insurance 101

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